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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,899 | $135,645-61.0% | $110,243-52.0% | $135,379-60.9% |
| Participation rate | 88.2% | 83.5%+4.8pp | 79.8%+8.4pp | 82.6%+5.6pp |
| Annual return | -8.97% | 513.24%-522.2pp | 314.76%-323.7pp | 519.79%-528.8pp |
| Employer contribution / active EE | $1,878 | $4,907-61.7% | $3,827-50.9% | $4,779-60.7% |
| Participant deferral / active EE | $7,143 | $5,507+29.7% | $4,672+52.9% | $5,609+27.4% |
| Admin fee / account holder | $1,542 | $11,458-86.5% | $8,548-82.0% | $10,828-85.8% |