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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,838 | $97,761-91.0% | $83,850-89.5% | $135,382-93.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -7.75% | 1287.44%-1295.2pp | 850.92%-858.7pp | 519.77%-527.5pp |
| Employer contribution / active EE | $1,745 | $4,222-58.7% | $3,631-51.9% | $4,779-63.5% |
| Participant deferral / active EE | $3,336 | $4,682-28.8% | $4,082-18.3% | $5,609-40.5% |
| Admin fee / account holder | $4,462 | $6,674-33.1% | $5,478-18.5% | $10,829-58.8% |