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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,055 | $114,119-21.1% | $107,187-16.0% | $138,895-35.2% |
| Participation rate | 71.4% | 78.1%-6.6pp | 75.0%-3.6pp | 79.9%-8.5pp |
| Annual return | 13.83% | 273.21%-259.4pp | 204.55%-190.7pp | 145.39%-131.6pp |
| Employer contribution / active EE | $1,001 | $4,059-75.3% | $3,782-73.5% | $4,194-76.1% |
| Participant deferral / active EE | $2,846 | $5,538-48.6% | $5,096-44.2% | $6,396-55.5% |
| Admin fee / account holder | $312 | $10,024-96.9% | $9,162-96.6% | $12,562-97.5% |