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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,317 | $127,386-83.3% | $115,037-81.5% | $125,393-83.0% |
| Participation rate | 90.9% | 84.2%+6.8pp | 81.4%+9.5pp | 83.2%+7.7pp |
| Annual return | -1.42% | 31.28%-32.7pp | 26.14%-27.6pp | 282.23%-283.7pp |
| Employer contribution / active EE | $4,128 | $5,166-20.1% | $4,608-10.4% | $4,866-15.2% |
| Participant deferral / active EE | $2,987 | $6,423-53.5% | $6,026-50.4% | $5,351-44.2% |
| Admin fee / account holder | $643 | $9,516-93.2% | $8,175-92.1% | $9,541-93.3% |