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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,540 | $81,504+58.9% | $102,437+26.5% | $80,959+60.0% |
| Participation rate | 91.8% | 66.9%+25.0pp | 74.5%+17.3pp | 67.7%+24.2pp |
| Annual return | 9.38% | 25.60%-16.2pp | 24.95%-15.6pp | 35.67%-26.3pp |
| Employer contribution / active EE | $4,126 | $3,104+33.0% | $3,871+6.6% | $2,757+49.7% |
| Participant deferral / active EE | $5,591 | $3,871+44.4% | $5,060+10.5% | $4,300+30.0% |
| Admin fee / account holder | $41,580 | $6,719+518.8% | $8,388+395.7% | $6,925+500.4% |