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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,191 | $156,927-67.4% | $121,169-57.8% | $139,456-63.3% |
| Participation rate | 33.3% | 76.4%-43.1pp | 69.5%-36.2pp | 80.3%-47.0pp |
| Annual return | 22.81% | 1475.85%-1453.0pp | 986.71%-963.9pp | 373.45%-350.6pp |
| Employer contribution / active EE | $4,891 | $5,542-11.7% | $4,168+17.4% | $4,753+2.9% |
| Participant deferral / active EE | $3,549 | $4,848-26.8% | $4,083-13.1% | $6,711-47.1% |
| Admin fee / account holder | $1,601 | $6,946-76.9% | $5,645-71.6% | $11,407-86.0% |