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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,088 | $165,361+4.1% | $149,715+14.9% | $158,950+8.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 17.21% | 348.24%-331.0pp | 276.66%-259.5pp | 302.91%-285.7pp |
| Employer contribution / active EE | $3,192 | $5,103-37.4% | $4,645-31.3% | $4,762-33.0% |
| Participant deferral / active EE | $10,703 | $7,182+49.0% | $6,842+56.4% | $5,983+78.9% |
| Admin fee / account holder | $1,108 | $10,808-89.8% | $9,310-88.1% | $11,248-90.2% |