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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,093 | $115,903-81.8% | $100,528-79.0% | $158,966-86.7% |
| Participation rate | 72.2% | 81.6%-9.4pp | 79.4%-7.2pp | 82.0%-9.7pp |
| Annual return | 13.54% | 34.80%-21.3pp | 30.90%-17.4pp | 302.95%-289.4pp |
| Employer contribution / active EE | $0 | $4,105-100.0% | $3,419-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $2,117 | $6,677-68.3% | $6,271-66.2% | $5,983-64.6% |
| Admin fee / account holder | $2,637 | $11,000-76.0% | $8,084-67.4% | $11,250-76.6% |