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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,686 | $96,558-90.0% | $80,977-88.0% | $273,972-96.5% |
| Participation rate | 81.3% | 79.1%+2.2pp | 75.8%+5.4pp | 83.0%-1.8pp |
| Annual return | 24.80% | 15.14%+9.7pp | 17.11%+7.7pp | 41.46%-16.7pp |
| Employer contribution / active EE | $1,081 | $4,869-77.8% | $3,715-70.9% | $4,869-77.8% |
| Participant deferral / active EE | $4,937 | $6,598-25.2% | $5,696-13.3% | $5,287-6.6% |
| Admin fee / account holder | $562 | $7,493-92.5% | $5,517-89.8% | $10,133-94.5% |