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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,275 | $79,557+58.7% | $118,746+6.3% | $70,126+80.1% |
| Participation rate | 100.0% | 71.4%+28.6pp | 78.3%+21.7pp | 69.5%+30.5pp |
| Annual return | 18.65% | 25.64%-7.0pp | 24.54%-5.9pp | 73.15%-54.5pp |
| Employer contribution / active EE | $8,051 | $2,861+181.4% | $4,193+92.0% | $2,343+243.7% |
| Participant deferral / active EE | $4,707 | $4,089+15.1% | $5,332-11.7% | $3,332+41.3% |
| Admin fee / account holder | $2,504 | $5,374-53.4% | $10,720-76.6% | $4,645-46.1% |