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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,821 | $73,981+71.4% | $105,754+19.9% | $62,881+101.7% |
| Participation rate | 81.5% | 71.7%+9.8pp | 78.9%+2.6pp | 69.3%+12.2pp |
| Annual return | 5.82% | 17.60%-11.8pp | 12.25%-6.4pp | 20.14%-14.3pp |
| Employer contribution / active EE | $7,693 | $2,856+169.3% | $4,079+88.6% | $2,281+237.3% |
| Participant deferral / active EE | $4,918 | $4,038+21.8% | $5,326-7.6% | $3,203+53.6% |
| Admin fee / account holder | $1,010 | $5,976-83.1% | $8,309-87.8% | $4,296-76.5% |