Retirement plan

ALL COPY PRODUCTS, INC. 401(K) PROFIT SHARING PLAN

Name: ALL COPY PRODUCTS, INC. - ALL COPY PRODUCTS, INC. 401(K) PROFIT SHARING PLAN (2022) Form 5500
Creator: ALL COPY PRODUCTS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ALL COPY PRODUCTS, INC. 401(K) PROFIT SHARING PLAN, ALL COPY PRODUCTS, INC.

ALL COPY PRODUCTS, INC.EIN 90-0117005Plan #001PY 2022

1635 WEST 13TH AVENUE - DENVER, CO 80204303-785-5852allcopyproducts.comLinkedIn201-500 employeesbusiness supplies and equipment

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$16.5M

-14.0% from 2021

Total participants

429

-0.2% from 2021

Average account balance

$41,811

-12.5% from 2021

Annual return

-17.92%

-43.82 pp from 2021

Benchmarks

See 278 peers

Peer group

Industry45 - Retail Trade

Plan typeDefined contribution

Participants250-999

Cohort278 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$22.90M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$55K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

417

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

92.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.02M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.15%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$228

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
NATIONWIDE3 years Service code 12 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Direct payment from the plan; Distrib...	$92,317
ASCENSUS LLC3 years Filed as: PENSION ADMINISTRATORS LLC Service code 15 · EIN 20-4043839 18033 OAK STREET · OMAHA, NE 681306093	Recordkeeping	$13,388
MORGAN STANLEY SMITH BARNEY1 year Filed as: MORGAN STANLEY INS SVCS INC. Service code 17 1 NEW YORK PLAZA, 12TH FLOOR · NEW YORK, NY 10004	Pension Consulting	$0
SECURITIES AMERICA INC3 years Service code 17 12325 PORT GRACE BLVD · LA VISTA, NE 681280001	Pension Consulting	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$106K

$313 / participant

Other / not subdivided$106K100.0%

% of EOY assets

0.642%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: MAYER HOFFMAN MCCANN P.C.
Auditor EIN: 431947695
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$41,811

$42,901-2.5%

$91,225-54.2%

$64,814-35.5%

Participation rate

89.6%

68.1%+21.5pp

73.2%+16.4pp

71.5%+18.2pp

Annual return

-17.92%

-13.53%-4.4pp

114.10%-132.0pp

32.84%-50.8pp

Employer contribution / active EE

$896

$1,571-43.0%

$2,851-68.6%

$2,507-64.3%

Participant deferral / active EE

$4,542

$3,501+29.7%

$4,234+7.3%

$4,310+5.4%

Admin fee / account holder

$268

$131+104.6%

$5,422-95.1%

$188+42.9%

Provider

Service type

Compensation

NATIONWIDE3 years

Service code 12

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Direct payment from the plan; Distrib...

$92,317

ASCENSUS LLC3 years

Filed as: PENSION ADMINISTRATORS LLC

Service code 15 · EIN 20-4043839

18033 OAK STREET · OMAHA, NE 681306093

Recordkeeping

$13,388

MORGAN STANLEY SMITH BARNEY1 year

Filed as: MORGAN STANLEY INS SVCS INC.

Service code 17

1 NEW YORK PLAZA, 12TH FLOOR · NEW YORK, NY 10004

Pension Consulting

SECURITIES AMERICA INC3 years

Service code 17

12325 PORT GRACE BLVD · LA VISTA, NE 681280001

Pension Consulting

ALL COPY PRODUCTS, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ALL COPY PRODUCTS, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion