Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,723 | $90,320-69.3% | $59,496-53.4% | $125,389-77.9% |
| Participation rate | 40.0% | 68.3%-28.3pp | 54.6%-14.6pp | 83.2%-43.2pp |
| Annual return | -6.39% | 369.13%-375.5pp | 182.05%-188.4pp | 282.24%-288.6pp |
| Employer contribution / active EE | $0 | $1,792-100.0% | $1,153-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $3,646 | $2,716+34.2% | $1,829+99.3% | $5,352-31.9% |
| Admin fee / account holder | $1,263 | $3,063-58.8% | $2,232-43.4% | $9,541-86.8% |