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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,672 | $84,518-85.0% | $67,704-81.3% | $125,389-89.9% |
| Participation rate | 100.0% | 74.8%+25.2pp | 67.5%+32.5pp | 83.2%+16.8pp |
| Annual return | -4.12% | 2.57%-6.7pp | 25.41%-29.5pp | 282.24%-286.4pp |
| Employer contribution / active EE | $8,957 | $3,292+172.1% | $2,559+250.0% | $4,866+84.1% |
| Participant deferral / active EE | $1,990 | $4,430-55.1% | $3,585-44.5% | $5,352-62.8% |
| Admin fee / account holder | $1,382 | $5,340-74.1% | $4,255-67.5% | $9,541-85.5% |