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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,539 | $228,352+22.4% | $185,827+50.4% | $158,950+75.9% |
| Participation rate | 75.0% | 82.3%-7.3pp | 78.0%-3.0pp | 82.0%-7.0pp |
| Annual return | 11.55% | 40.81%-29.3pp | 35.96%-24.4pp | 302.91%-291.4pp |
| Employer contribution / active EE | $12,625 | $4,967+154.2% | $4,087+208.9% | $4,762+165.1% |
| Participant deferral / active EE | $12,500 | $6,416+94.8% | $5,633+121.9% | $5,983+108.9% |
| Admin fee / account holder | $1,054 | $11,867-91.1% | $9,502-88.9% | $11,248-90.6% |