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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,572 | $226,105-2.4% | $182,540+20.8% | $152,897+44.3% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.0%-3.0pp | 82.5%-7.5pp |
| Annual return | 7.20% | 192.58%-185.4pp | 148.58%-141.4pp | 345.43%-338.2pp |
| Employer contribution / active EE | $3,913 | $4,978-21.4% | $4,076-4.0% | $4,764-17.9% |
| Participant deferral / active EE | $12,500 | $6,370+96.2% | $5,525+126.2% | $5,851+113.6% |
| Admin fee / account holder | $905 | $10,706-91.5% | $8,593-89.5% | $11,599-92.2% |