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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,826 | $98,760-73.8% | $149,715-82.7% | $79,858-67.7% |
| Participation rate | 73.0% | 75.8%-2.8pp | 82.5%-9.5pp | 69.6%+3.3pp |
| Annual return | 46.56% | 27.43%+19.1pp | 276.66%-230.1pp | 31.72%+14.8pp |
| Employer contribution / active EE | $2,238 | $3,217-30.4% | $4,645-51.8% | $2,471-9.4% |
| Participant deferral / active EE | $4,596 | $5,681-19.1% | $6,842-32.8% | $3,740+22.9% |
| Admin fee / account holder | $634 | $6,053-89.5% | $9,310-93.2% | $5,306-88.1% |