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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,028 | $144,130-44.5% | $117,860-32.1% | $147,585-45.8% |
| Participation rate | 65.0% | 83.4%-18.4pp | 79.7%-14.7pp | 82.8%-17.8pp |
| Annual return | 18.67% | 531.20%-512.5pp | 335.10%-316.4pp | 578.58%-559.9pp |
| Employer contribution / active EE | $2,357 | $4,897-51.9% | $3,786-37.8% | $4,876-51.7% |
| Participant deferral / active EE | $3,367 | $5,316-36.7% | $4,482-24.9% | $5,439-38.1% |
| Admin fee / account holder | $801 | $10,887-92.6% | $8,021-90.0% | $10,886-92.6% |