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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,823 | $131,835-50.1% | $108,582-39.4% | $273,972-76.0% |
| Participation rate | 54.5% | 83.5%-28.9pp | 79.6%-25.0pp | 83.0%-28.5pp |
| Annual return | 6.81% | -91.57%+98.4pp | -51.70%+58.5pp | 41.46%-34.6pp |
| Employer contribution / active EE | $2,125 | $4,913-56.7% | $3,758-43.5% | $4,869-56.3% |
| Participant deferral / active EE | $2,854 | $5,127-44.3% | $4,311-33.8% | $5,287-46.0% |
| Admin fee / account holder | $3,122 | $10,253-69.6% | $7,645-59.2% | $10,133-69.2% |