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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,293 | $176,402-46.5% | $134,162-29.7% | $158,982-40.7% |
| Participation rate | 68.8% | 78.7%-10.0pp | 72.2%-3.4pp | 82.0%-13.2pp |
| Annual return | 12.34% | 63.66%-51.3pp | 36.35%-24.0pp | 302.99%-290.7pp |
| Employer contribution / active EE | $1,237 | $5,042-75.5% | $3,705-66.6% | $4,763-74.0% |
| Participant deferral / active EE | $2,166 | $4,093-47.1% | $3,500-38.1% | $5,983-63.8% |
| Admin fee / account holder | $1,285 | $8,719-85.3% | $6,685-80.8% | $11,252-88.6% |