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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,409 | $176,688-60.7% | $130,660-46.9% | $152,897-54.6% |
| Participation rate | 91.7% | 79.0%+12.7pp | 71.7%+19.9pp | 82.5%+9.2pp |
| Annual return | 22.69% | 2693.08%-2670.4pp | 1709.29%-1686.6pp | 345.43%-322.7pp |
| Employer contribution / active EE | $2,535 | $5,743-55.9% | $4,092-38.0% | $4,764-46.8% |
| Participant deferral / active EE | $7,153 | $4,362+64.0% | $3,603+98.5% | $5,851+22.3% |
| Admin fee / account holder | $2,954 | $7,131-58.6% | $5,463-45.9% | $11,599-74.5% |