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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,396 | $169,356+2.4% | $129,406+34.0% | $145,897+18.8% |
| Participation rate | 88.9% | 76.5%+12.4pp | 69.6%+19.2pp | 80.3%+8.6pp |
| Annual return | 12.78% | 14418.62%-14405.8pp | 9468.18%-9455.4pp | 552.29%-539.5pp |
| Employer contribution / active EE | $4,087 | $5,542-26.2% | $4,155-1.6% | $4,663-12.3% |
| Participant deferral / active EE | $11,599 | $4,987+132.6% | $4,167+178.3% | $6,689+73.4% |
| Admin fee / account holder | $1,104 | $9,915-88.9% | $7,689-85.6% | $13,390-91.8% |