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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,050 | $209,874-32.3% | $189,537-25.1% | $167,536-15.2% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 18.47% | 748.61%-730.1pp | 555.34%-536.9pp | 478.82%-460.3pp |
| Employer contribution / active EE | $6,391 | $6,913-7.6% | $6,161+3.7% | $4,839+32.1% |
| Participant deferral / active EE | $10,041 | $8,934+12.4% | $8,220+22.2% | $6,342+58.3% |
| Admin fee / account holder | $2,488 | $14,299-82.6% | $12,048-79.4% | $12,315-79.8% |