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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,902 | $209,428+6.9% | $178,498+25.4% | $158,950+40.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 30.91% | 188.78%-157.9pp | 151.09%-120.2pp | 302.91%-272.0pp |
| Employer contribution / active EE | $2,612 | $5,707-54.2% | $5,011-47.9% | $4,762-45.2% |
| Participant deferral / active EE | $24,036 | $5,955+303.6% | $5,202+362.0% | $5,983+301.8% |
| Admin fee / account holder | $1,493 | $17,077-91.3% | $13,985-89.3% | $11,248-86.7% |