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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,706 | $156,398-72.7% | $147,318-71.0% | $138,895-69.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 9.48% | 78.75%-69.3pp | 70.43%-61.0pp | 145.39%-135.9pp |
| Employer contribution / active EE | $3,470 | $4,853-28.5% | $4,593-24.4% | $4,194-17.3% |
| Participant deferral / active EE | $15,000 | $8,237+82.1% | $7,906+89.7% | $6,396+134.5% |
| Admin fee / account holder | $23,249 | $14,976+55.2% | $13,708+69.6% | $12,562+85.1% |