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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,051 | $162,136-79.0% | $152,301-77.6% | $154,746-78.0% |
| Participation rate | 88.2% | 84.1%+4.1pp | 82.4%+5.8pp | 80.7%+7.5pp |
| Annual return | 26.03% | 91.02%-65.0pp | 80.50%-54.5pp | 172.34%-146.3pp |
| Employer contribution / active EE | $2,457 | $4,890-49.8% | $4,624-46.9% | $4,379-43.9% |
| Participant deferral / active EE | $7,070 | $8,341-15.2% | $8,004-11.7% | $6,730+5.0% |
| Admin fee / account holder | $1,417 | $15,759-91.0% | $14,398-90.2% | $14,365-90.1% |