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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $503,689 | $145,431+246.3% | $211,142+138.6% | $87,485+475.7% |
| Participation rate | 97.0% | 84.7%+12.2pp | 87.3%+9.7pp | 68.9%+28.0pp |
| Annual return | 1.83% | 27.21%-25.4pp | 46.84%-45.0pp | 26.06%-24.2pp |
| Employer contribution / active EE | $5,195 | $4,662+11.4% | $6,442-19.4% | $2,596+100.1% |
| Participant deferral / active EE | $8,395 | $6,859+22.4% | $9,284-9.6% | $4,274+96.4% |
| Admin fee / account holder | $13,302 | $17,052-22.0% | $19,076-30.3% | $7,775+71.1% |