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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,081 | $125,797+65.4% | $170,043+22.4% | $75,173+176.8% |
| Participation rate | 96.0% | 83.6%+12.4pp | 87.0%+9.0pp | 67.2%+28.8pp |
| Annual return | 179.18% | 27.20%+152.0pp | 53.40%+125.8pp | 160.72%+18.5pp |
| Employer contribution / active EE | $4,908 | $4,616+6.3% | $6,790-27.7% | $2,671+83.8% |
| Participant deferral / active EE | $10,065 | $6,838+47.2% | $10,410-3.3% | $4,126+143.9% |
| Admin fee / account holder | $732 | $8,177-91.0% | $12,824-94.3% | $5,651-87.0% |