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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $503,689 | $146,267+244.4% | $197,124+155.5% | $82,448+510.9% |
| Participation rate | 97.0% | 84.0%+13.0pp | 86.7%+10.3pp | 68.1%+28.9pp |
| Annual return | 1.83% | 29.61%-27.8pp | 44.34%-42.5pp | 41.64%-39.8pp |
| Employer contribution / active EE | $5,195 | $4,723+10.0% | $6,227-16.6% | $2,551+103.6% |
| Participant deferral / active EE | $8,395 | $7,035+19.3% | $9,135-8.1% | $4,139+102.8% |
| Admin fee / account holder | $13,302 | $14,422-7.8% | $16,298-18.4% | $7,234+83.9% |