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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $503,689 | $149,446+237.0% | $256,809+96.1% | $94,015+435.8% |
| Participation rate | 97.0% | 85.3%+11.7pp | 88.5%+8.4pp | 70.8%+26.1pp |
| Annual return | 1.83% | 17.55%-15.7pp | 32.73%-30.9pp | 17.84%-16.0pp |
| Employer contribution / active EE | $5,195 | $4,596+13.0% | $7,263-28.5% | $2,790+86.2% |
| Participant deferral / active EE | $8,395 | $6,491+29.3% | $9,520-11.8% | $4,249+97.5% |
| Admin fee / account holder | $13,302 | $24,035-44.7% | $25,146-47.1% | $8,951+48.6% |