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| Provider | Service type | Compensation |
|---|---|---|
IF ADVISORS, LLC1+ years Service code 27 · EIN 85-0996501 | Advisory (Plan) | $40,184 |
Service code 37 · EIN 04-2647786 | Loan Processing | $30,398 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,732 | $84,482-69.5% | $125,363-79.5% | $66,930-61.6% |
| Participation rate | 91.3% | 76.4%+14.9pp | 82.4%+8.9pp | 69.8%+21.5pp |
| Annual return | -17.88% | -8.49%-9.4pp | 572.15%-590.0pp | 1.57%-19.5pp |
| Employer contribution / active EE | $2,709 | $3,553-23.8% | $4,815-43.7% | $2,545+6.4% |
| Participant deferral / active EE | $6,105 | $6,782-10.0% | $7,447-18.0% | $4,238+44.1% |
| Admin fee / account holder | $184 | $685-73.1% | $10,005-98.2% | $593-68.9% |