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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,483 | $167,522-94.9% | $151,639-94.4% | $134,532-93.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -10.01% | 7.81%-17.8pp | 3.34%-13.3pp | 418.27%-428.3pp |
| Employer contribution / active EE | $2,244 | $6,828-67.1% | $6,165-63.6% | $4,741-52.7% |
| Participant deferral / active EE | $4,783 | $8,986-46.8% | $8,363-42.8% | $6,401-25.3% |
| Admin fee / account holder | $4,409 | $13,780-68.0% | $11,613-62.0% | $11,429-61.4% |