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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,831 | $75,541-80.4% | $152,093-90.2% | $82,637-82.1% |
| Participation rate | 88.9% | 66.5%+22.3pp | 77.8%+11.1pp | 68.1%+20.8pp |
| Annual return | 21.23% | 32.56%-11.3pp | 66.36%-45.1pp | 53.51%-32.3pp |
| Employer contribution / active EE | $562 | $2,622-78.6% | $4,175-86.5% | $2,552-78.0% |
| Participant deferral / active EE | $1,830 | $3,206-42.9% | $5,451-66.4% | $4,126-55.6% |
| Admin fee / account holder | $635 | $6,405-90.1% | $14,497-95.6% | $7,339-91.3% |