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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,827 | $93,589-41.4% | $135,942-59.7% | $75,181-27.1% |
| Participation rate | 92.2% | 75.2%+17.0pp | 81.9%+10.2pp | 67.2%+25.0pp |
| Annual return | 12.79% | 30.90%-18.1pp | 68.28%-55.5pp | 160.69%-147.9pp |
| Employer contribution / active EE | $3,323 | $3,537-6.1% | $4,858-31.6% | $2,671+24.4% |
| Participant deferral / active EE | $6,674 | $6,405+4.2% | $7,759-14.0% | $4,126+61.8% |
| Admin fee / account holder | $23,388 | $6,977+235.2% | $10,764+117.3% | $5,650+314.0% |