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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,827 | $93,598-41.4% | $135,974-59.7% | $75,173-27.1% |
| Participation rate | 92.2% | 75.2%+17.0pp | 81.9%+10.2pp | 67.2%+25.0pp |
| Annual return | 12.79% | 30.89%-18.1pp | 68.30%-55.5pp | 160.72%-147.9pp |
| Employer contribution / active EE | $3,323 | $3,538-6.1% | $4,859-31.6% | $2,671+24.4% |
| Participant deferral / active EE | $6,674 | $6,405+4.2% | $7,760-14.0% | $4,126+61.7% |
| Admin fee / account holder | $23,388 | $6,978+235.2% | $10,767+117.2% | $5,651+313.9% |