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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,328 | $211,239-65.3% | $178,528-58.9% | $145,877-49.7% |
| Participation rate | 25.0% | 80.8%-55.8pp | 77.1%-52.1pp | 80.3%-55.3pp |
| Annual return | 31.46% | 30.22%+1.2pp | 27.11%+4.3pp | 551.28%-519.8pp |
| Employer contribution / active EE | $0 | $4,570-100.0% | $3,950-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $7,625 | $6,963+9.5% | $6,278+21.4% | $6,691+14.0% |
| Admin fee / account holder | $237 | $12,095-98.0% | $10,419-97.7% | $13,402-98.2% |