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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,351 | $148,623-92.4% | $135,974-91.7% | $139,466-91.9% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 18.76% | 79.30%-60.5pp | 68.30%-49.5pp | 373.66%-354.9pp |
| Employer contribution / active EE | $5,494 | $5,246+4.7% | $4,859+13.1% | $4,754+15.6% |
| Participant deferral / active EE | $3,947 | $8,103-51.3% | $7,760-49.1% | $6,712-41.2% |
| Admin fee / account holder | $5,161 | $12,406-58.4% | $10,767-52.1% | $11,409-54.8% |