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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,801 | $110,379-85.7% | $102,412-84.6% | $145,884-89.2% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | -2.19% | 24.84%-27.0pp | 24.94%-27.1pp | 551.85%-554.0pp |
| Employer contribution / active EE | $1,429 | $4,216-66.1% | $3,870-63.1% | $4,662-69.4% |
| Participant deferral / active EE | $1,841 | $5,622-67.2% | $5,060-63.6% | $6,690-72.5% |
| Admin fee / account holder | $2,525 | $9,745-74.1% | $8,388-69.9% | $13,392-81.1% |