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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,634 | $106,280-90.0% | $96,538-89.0% | $139,487-92.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 0.00% | 38.48%-38.5pp | 35.74%-35.7pp | 373.84%-373.8pp |
| Employer contribution / active EE | $1,352 | $4,107-67.1% | $3,740-63.9% | $4,755-71.6% |
| Participant deferral / active EE | $1,938 | $5,457-64.5% | $4,880-60.3% | $6,713-71.1% |
| Admin fee / account holder | $1,661 | $7,888-78.9% | $6,737-75.4% | $11,407-85.4% |