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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,643 | $174,379-84.1% | $152,093-81.8% | $138,895-80.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 4.40% | 74.86%-70.5pp | 66.36%-62.0pp | 145.39%-141.0pp |
| Employer contribution / active EE | $3,842 | $4,652-17.4% | $4,175-8.0% | $4,194-8.4% |
| Participant deferral / active EE | $18,628 | $6,159+202.4% | $5,451+241.7% | $6,396+191.2% |
| Admin fee / account holder | $3,811 | $16,880-77.4% | $14,497-73.7% | $12,562-69.7% |