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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,309 | $93,589-74.0% | $135,942-82.1% | $75,181-67.7% |
| Participation rate | 57.7% | 75.2%-17.5pp | 81.9%-24.2pp | 67.2%-9.5pp |
| Annual return | 16.67% | 30.90%-14.2pp | 68.28%-51.6pp | 160.69%-144.0pp |
| Employer contribution / active EE | $2,193 | $3,537-38.0% | $4,858-54.9% | $2,671-17.9% |
| Participant deferral / active EE | $6,189 | $6,405-3.4% | $7,759-20.2% | $4,126+50.0% |
| Admin fee / account holder | $4,529 | $6,977-35.1% | $10,764-57.9% | $5,650-19.8% |