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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,308 | $69,118+30.7% | $53,647+68.3% | $138,895-35.0% |
| Participation rate | 100.0% | 64.0%+36.0pp | 56.3%+43.7pp | 79.9%+20.1pp |
| Annual return | 18.46% | 248.26%-229.8pp | 358.33%-339.9pp | 145.39%-126.9pp |
| Employer contribution / active EE | $3,488 | $1,189+193.2% | $962+262.6% | $4,194-16.8% |
| Participant deferral / active EE | $16,322 | $2,274+617.7% | $1,813+800.1% | $6,396+155.2% |
| Admin fee / account holder | $664 | $2,724-75.6% | $2,460-73.0% | $12,562-94.7% |