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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,039 | $129,959-90.0% | $104,301-87.5% | $134,532-90.3% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | 0.00% | 42.04%-42.0pp | 24.61%-24.6pp | 418.27%-418.3pp |
| Employer contribution / active EE | $4,244 | $4,185+1.4% | $3,373+25.8% | $4,741-10.5% |
| Participant deferral / active EE | $9,611 | $5,589+72.0% | $4,626+107.8% | $6,401+50.2% |
| Admin fee / account holder | $506 | $9,325-94.6% | $7,340-93.1% | $11,429-95.6% |