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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,104 | $70,366-97.0% | $66,674-96.8% | $138,895-98.5% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.7%-23.7pp | 79.9%-29.9pp |
| Annual return | 983.61% | 386.41%+597.2pp | 321.24%+662.4pp | 145.39%+838.2pp |
| Employer contribution / active EE | $763 | $2,765-72.4% | $2,620-70.9% | $4,194-81.8% |
| Participant deferral / active EE | $993 | $4,374-77.3% | $4,084-75.7% | $6,396-84.5% |
| Admin fee / account holder | $513 | $5,262-90.3% | $5,098-89.9% | $12,562-95.9% |