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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,442 | $67,372+28.3% | $60,906+41.9% | $134,532-35.7% |
| Participation rate | 72.2% | 76.2%-4.0pp | 73.1%-0.9pp | 81.2%-9.0pp |
| Annual return | -16.70% | 50.05%-66.7pp | 16.94%-33.6pp | 418.27%-435.0pp |
| Employer contribution / active EE | $1,462 | $3,099-52.8% | $2,703-45.9% | $4,741-69.2% |
| Participant deferral / active EE | $4,779 | $4,532+5.4% | $3,814+25.3% | $6,401-25.3% |
| Admin fee / account holder | $9,537 | $4,588+107.9% | $3,227+195.5% | $11,429-16.6% |