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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,337 | $69,118-76.4% | $53,647-69.5% | $138,895-88.2% |
| Participation rate | 65.0% | 64.0%+1.0pp | 56.3%+8.7pp | 79.9%-14.9pp |
| Annual return | 23.91% | 248.26%-224.4pp | 358.33%-334.4pp | 145.39%-121.5pp |
| Employer contribution / active EE | $913 | $1,189-23.3% | $962-5.1% | $4,194-78.2% |
| Participant deferral / active EE | $2,867 | $2,274+26.1% | $1,813+58.1% | $6,396-55.2% |
| Admin fee / account holder | $2,318 | $2,724-14.9% | $2,460-5.8% | $12,562-81.6% |