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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,068 | $159,978-90.6% | $147,041-89.8% | $145,978-89.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 32.52% | 98.36%-65.8pp | 419.21%-386.7pp | 550.52%-518.0pp |
| Employer contribution / active EE | $1,916 | $5,288-63.8% | $4,935-61.2% | $4,662-58.9% |
| Participant deferral / active EE | $7,746 | $8,429-8.1% | $8,071-4.0% | $6,690+15.8% |
| Admin fee / account holder | $7,408 | $15,053-50.8% | $13,006-43.0% | $13,400-44.7% |