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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,079 | $27,924-63.9% | $58,544-82.8% | $75,181-86.6% |
| Participation rate | 11.6% | 38.8%-27.2pp | 50.9%-39.2pp | 67.2%-55.6pp |
| Annual return | 353.17% | 44.20%+309.0pp | 4249.56%-3896.4pp | 160.69%+192.5pp |
| Employer contribution / active EE | $305 | $669-54.5% | $1,053-71.1% | $2,671-88.6% |
| Participant deferral / active EE | $468 | $1,202-61.0% | $1,923-75.6% | $4,126-88.6% |
| Admin fee / account holder | $13 | $1,726-99.3% | $2,520-99.5% | $5,650-99.8% |