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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,968 | $148,558+32.6% | $135,925+44.9% | $139,427+41.3% |
| Participation rate | 90.9% | 83.9%+7.1pp | 81.9%+9.0pp | 80.3%+10.6pp |
| Annual return | 20.30% | 79.22%-58.9pp | 68.25%-48.0pp | 373.27%-353.0pp |
| Employer contribution / active EE | $2,603 | $5,244-50.4% | $4,857-46.4% | $4,752-45.2% |
| Participant deferral / active EE | $5,305 | $8,101-34.5% | $7,759-31.6% | $6,711-21.0% |
| Admin fee / account holder | $594 | $12,401-95.2% | $10,764-94.5% | $11,404-94.8% |