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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,856 | $138,078-75.5% | $125,363-73.0% | $134,509-74.8% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | 0.00% | 750.49%-750.5pp | 572.15%-572.1pp | 418.13%-418.1pp |
| Employer contribution / active EE | $15,507 | $5,245+195.7% | $4,815+222.1% | $4,741+227.1% |
| Participant deferral / active EE | $7,705 | $7,800-1.2% | $7,447+3.5% | $6,400+20.4% |
| Admin fee / account holder | $4,158 | $11,566-64.1% | $10,005-58.4% | $11,427-63.6% |