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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,599 | $159,978+4.1% | $147,041+13.3% | $145,978+14.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.08% | 98.36%-84.3pp | 419.21%-405.1pp | 550.52%-536.4pp |
| Employer contribution / active EE | $12,445 | $5,288+135.3% | $4,935+152.2% | $4,662+167.0% |
| Participant deferral / active EE | $21,597 | $8,429+156.2% | $8,071+167.6% | $6,690+222.8% |
| Admin fee / account holder | $1,302 | $15,053-91.3% | $13,006-90.0% | $13,400-90.3% |