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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,659 | $167,504-13.6% | $151,628-4.6% | $134,509+7.5% |
| Participation rate | 66.7% | 88.4%-21.7pp | 87.5%-20.8pp | 81.2%-14.6pp |
| Annual return | 0.00% | 7.81%-7.8pp | 3.34%-3.3pp | 418.13%-418.1pp |
| Employer contribution / active EE | $5,219 | $6,828-23.6% | $6,165-15.4% | $4,741+10.1% |
| Participant deferral / active EE | $13,569 | $8,985+51.0% | $8,363+62.3% | $6,400+112.0% |
| Admin fee / account holder | $582 | $13,779-95.8% | $11,613-95.0% | $11,427-94.9% |